Insurance Solutions

    Automate insurance workflows with AI

    Insurance carriers still rely on manual browser-based workflows that consume significant staff time — from policy issuance and claims processing to underwriting and compliance filings. Skyvern's AI agents read portals visually and automate these workflows end-to-end, adapting when layouts change.

    SOC2 Type II 2FA & CAPTCHA Handling
    Policy Issuance
    Claims Processing
    Underwriting
    Compliance
    AI-powered automation across all carrier portals

    Key workflows, automated.

    From policy issuance to compliance filings — Skyvern handles the browser work so your team can focus on what matters.

    Policy Issuance & Renewals

    The Problem

    Teams must log into multiple carrier portals, extract applicant data, populate renewal forms and generate documents. Manual renewal requires switching between systems and re-entering data, and scripts break when websites change. Each policy takes 45–90 minutes to process manually.

    Skyvern's Solution

    Skyvern populates forms across carrier portals, generates documents and submits them for approval — all without custom scripting. Because it reads pages visually, workflows keep running when portals redesign their layouts.

    45–90
    Minutes per policy (manual)
    0
    Custom scripts needed
    Any
    Portal layout supported
    • Cross-portal form population and document generation
    • Automatic adaptation to portal redesigns
    • Handles multi-step renewal workflows end-to-end
    • Eliminates manual data re-entry between systems

    Claims Processing & FNOL

    The Problem

    Adjusters transfer First Notice of Loss details from emails or policyholder portals into claims systems, verify coverage and manually route cases. This process takes 30–60 minutes per claim and is slow and error-prone.

    Skyvern's Solution

    Skyvern handles FNOL data reception, creates claim records, verifies coverage and orders external reports. AI-powered claims automation processes routine claims 10× faster than manual methods and maintains up to 99% accuracy.

    10×
    Faster claims processing
    99%
    Accuracy maintained
    30–60
    Minutes saved per claim
    • Automated FNOL intake and claim record creation
    • Coverage verification and case routing
    • External report ordering and tracking
    • Processes routine claims in minutes, not hours

    Underwriting & Risk Assessment

    The Problem

    Underwriters spend 2–4 hours per application gathering data from credit reports, motor-vehicle records and third-party risk sources. They visit many sites, extract data and apply business rules manually. When portal layouts change, scripts break.

    Skyvern's Solution

    Skyvern AI agents autonomously log into data providers, extract structured data and feed it into underwriting systems, reducing processing from days to hours. Carriers have seen a 40% increase in underwriter quote capacity with 60% cycle-time reductions.

    60–99%
    Faster quotes
    40%
    More quote capacity
    3–5%
    Loss-ratio improvement
    • Autonomous data extraction from risk sources
    • Structured data fed directly into underwriting systems
    • Adapts when data provider portals change
    • Dramatically increases underwriter throughput

    Document Management & Data Extraction

    The Problem

    Staff log into vendor, broker or TPA portals to search for documents, download them, rename files and manually type information into systems. Each document takes 15–30 minutes to process manually.

    Skyvern's Solution

    Skyvern locates documents in vendor portals, downloads them and uses computer vision to extract policy details, coverage limits and premium amounts regardless of PDF format — outputting structured JSON or CSV.

    15–30
    Minutes per doc (manual)
    Any
    PDF format supported
    JSON
    Structured output
    • Automated document search, download and renaming
    • Computer vision extracts data from any PDF format
    • Structured JSON/CSV output for downstream systems
    • Works across vendor, broker and TPA portals

    Compliance Reporting & Regulatory Filings

    The Problem

    Compliance teams pull data from claims, financial and policy systems, then manually fill out state-specific forms and track submission confirmations. Each filing takes 3–6 hours. 92% of health insurers and 88% of auto insurers report current or planned AI usage.

    Skyvern's Solution

    Skyvern AI agents aggregate data from multiple systems, submit filings through regulatory portals and maintain complete audit trails — saving hours per filing while ensuring nothing falls through the cracks.

    3–6 hrs
    Per filing (manual)
    92%
    Health insurers using AI
    88%
    Auto insurers using AI
    • Automated data aggregation from multiple systems
    • State-specific form filling and submission
    • Complete audit trail maintenance
    • Submission confirmation tracking

    Why choose Skyvern for insurance?

    Purpose-built for the complexity of carrier portals, with the security and speed your organization demands.

    Human-like navigation

    AI agents log into carrier portals, navigate to the correct section, extract or enter data and handle multi-step workflows without custom scripts.

    LLM-powered reasoning

    Understands context across carrier portals — interpreting form fields, matching synonyms and making decisions across multi-step underwriting and claims workflows.

    Structured data extraction

    Downloads documents from vendor or broker portals and extracts policy numbers, premium amounts, coverage limits and renewal dates using computer vision.

    2FA & CAPTCHA handling

    Supports two-factor authentication (TOTP codes) and CAPTCHA solving, allowing automation across secure carrier portals and regulatory sites.

    Cross-portal workflows

    A single workflow definition works across multiple carrier portals without custom code — quote comparisons, commission downloads, renewals and filings.

    Scalable concurrency

    Runs thousands of workflows concurrently and outputs structured JSON or CSV, providing on-demand competitive analysis and eliminating manual data aggregation.

    Manual vs. automated

    Policy issuance & renewals
    Manual
    45–90 min/policy
    With Skyvern
    Minutes
    Claims processing (FNOL)
    Manual
    30–60 min/claim
    With Skyvern
    10× faster
    Underwriting & risk assessment
    Manual
    2–4 hrs/application
    With Skyvern
    60–99% faster
    Document extraction
    Manual
    15–30 min/document
    With Skyvern
    Seconds
    Compliance filings
    Manual
    3–6 hrs/filing
    With Skyvern
    Minutes
    Quote comparison
    Manual
    2–3 hrs/analysis
    With Skyvern
    On demand

    Frequently asked questions

    Common questions about Skyvern for insurance automation.

    Transform your insurance operations

    Carriers adopting AI gain a competitive edge by delivering near-instant quotes, processing claims 10× faster and reducing costs by 30–50%. Discover how much time and revenue you can reclaim with Skyvern.

    SOC2 Type II 2FA & CAPTCHA Handling