> Automate policy issuance, claims processing, underwriting, document management, and compliance filings with Skyvern's AI-powered browser automation for insurance carriers. Insurance Solutions # Automate insurance workflows with AI Insurance carriers still rely on manual browser-based workflows that consume significant staff time — from policy issuance and claims processing to underwriting and compliance filings. Skyvern's AI agents read portals visually and automate these workflows end-to-end, adapting when layouts change. Start Building Now SOC2 Type II 2FA & CAPTCHA Handling Policy Issuance Claims Processing Underwriting Compliance AI-powered automation across all carrier portals ## Key workflows, automated. From policy issuance to compliance filings — Skyvern handles the browser work so your team can focus on what matters. ### Policy Issuance & Renewals The Problem Teams must log into multiple carrier portals, extract applicant data, populate renewal forms and generate documents. Manual renewal requires switching between systems and re-entering data, and scripts break when websites change. Each policy takes 45–90 minutes to process manually. Skyvern's Solution Skyvern populates forms across carrier portals, generates documents and submits them for approval — all without custom scripting. Because it reads pages visually, workflows keep running when portals redesign their layouts. 45–90 Minutes per policy (manual) 0 Custom scripts needed Any Portal layout supported - Cross-portal form population and document generation - Automatic adaptation to portal redesigns - Handles multi-step renewal workflows end-to-end - Eliminates manual data re-entry between systems ### Claims Processing & FNOL The Problem Adjusters transfer First Notice of Loss details from emails or policyholder portals into claims systems, verify coverage and manually route cases. This process takes 30–60 minutes per claim and is slow and error-prone. Skyvern's Solution Skyvern handles FNOL data reception, creates claim records, verifies coverage and orders external reports. AI-powered claims automation processes routine claims 10× faster than manual methods and maintains up to 99% accuracy. 10× Faster claims processing 99% Accuracy maintained 30–60 Minutes saved per claim - Automated FNOL intake and claim record creation - Coverage verification and case routing - External report ordering and tracking - Processes routine claims in minutes, not hours ### Underwriting & Risk Assessment The Problem Underwriters spend 2–4 hours per application gathering data from credit reports, motor-vehicle records and third-party risk sources. They visit many sites, extract data and apply business rules manually. When portal layouts change, scripts break. Skyvern's Solution Skyvern AI agents autonomously log into data providers, extract structured data and feed it into underwriting systems, reducing processing from days to hours. Carriers have seen a 40% increase in underwriter quote capacity with 60% cycle-time reductions. 60–99% Faster quotes 40% More quote capacity 3–5% Loss-ratio improvement - Autonomous data extraction from risk sources - Structured data fed directly into underwriting systems - Adapts when data provider portals change - Dramatically increases underwriter throughput ### Document Management & Data Extraction The Problem Staff log into vendor, broker or TPA portals to search for documents, download them, rename files and manually type information into systems. Each document takes 15–30 minutes to process manually. Skyvern's Solution Skyvern locates documents in vendor portals, downloads them and uses computer vision to extract policy details, coverage limits and premium amounts regardless of PDF format — outputting structured JSON or CSV. 15–30 Minutes per doc (manual) Any PDF format supported JSON Structured output - Automated document search, download and renaming - Computer vision extracts data from any PDF format - Structured JSON/CSV output for downstream systems - Works across vendor, broker and TPA portals ### Compliance Reporting & Regulatory Filings The Problem Compliance teams pull data from claims, financial and policy systems, then manually fill out state-specific forms and track submission confirmations. Each filing takes 3–6 hours. 92% of health insurers and 88% of auto insurers report current or planned AI usage. Skyvern's Solution Skyvern AI agents aggregate data from multiple systems, submit filings through regulatory portals and maintain complete audit trails — saving hours per filing while ensuring nothing falls through the cracks. 3–6 hrs Per filing (manual) 92% Health insurers using AI 88% Auto insurers using AI - Automated data aggregation from multiple systems - State-specific form filling and submission - Complete audit trail maintenance - Submission confirmation tracking ## Why choose Skyvern for insurance? Purpose-built for the complexity of carrier portals, with the security and speed your organization demands. ### Human-like navigation AI agents log into carrier portals, navigate to the correct section, extract or enter data and handle multi-step workflows without custom scripts. ### LLM-powered reasoning Understands context across carrier portals — interpreting form fields, matching synonyms and making decisions across multi-step underwriting and claims workflows. ### Structured data extraction Downloads documents from vendor or broker portals and extracts policy numbers, premium amounts, coverage limits and renewal dates using computer vision. ### 2FA & CAPTCHA handling Supports two-factor authentication (TOTP codes) and CAPTCHA solving, allowing automation across secure carrier portals and regulatory sites. ### Cross-portal workflows A single workflow definition works across multiple carrier portals without custom code — quote comparisons, commission downloads, renewals and filings. ### Scalable concurrency Runs thousands of workflows concurrently and outputs structured JSON or CSV, providing on-demand competitive analysis and eliminating manual data aggregation. ## Manual vs. automated Workflow Manual With Skyvern Policy issuance & renewals 45–90 min/policy Minutes Claims processing (FNOL) 30–60 min/claim 10× faster Underwriting & risk assessment 2–4 hrs/application 60–99% faster Document extraction 15–30 min/document Seconds Compliance filings 3–6 hrs/filing Minutes Quote comparison 2–3 hrs/analysis On demand Policy issuance & renewals Manual 45–90 min/policy With Skyvern Minutes Claims processing (FNOL) Manual 30–60 min/claim With Skyvern 10× faster Underwriting & risk assessment Manual 2–4 hrs/application With Skyvern 60–99% faster Document extraction Manual 15–30 min/document With Skyvern Seconds Compliance filings Manual 3–6 hrs/filing With Skyvern Minutes Quote comparison Manual 2–3 hrs/analysis With Skyvern On demand ## Frequently asked questions Common questions about Skyvern for insurance automation. ### Won't insurance carriers block automation? Skyvern mimics human behavior with natural timing, realistic interaction patterns, and configurable proxy rotation. Customers process thousands of quotes monthly on carrier portals without blocks. The AI adapts to each portal's unique interface and pacing requirements. ### What insurance workflows can Skyvern automate? Skyvern automates multi-carrier quoting, policy issuance and binding, claims processing and FNOL, underwriting data gathering, document management, compliance filings, and regulatory reporting across hundreds of carrier portals. ### How does Skyvern handle different carrier portals? Skyvern's AI understands each carrier portal visually — no custom integrations needed. When carriers update their portal designs, Skyvern adapts automatically. This eliminates the maintenance burden that breaks traditional RPA scripts. ### What ROI do insurance agencies see? Insurance agencies typically save 20+ hours per week per processor on multi-carrier quoting, achieving ROI in the first month. Healthcare billing teams process 3x more EOBs with the same staff, and fintech compliance teams cut state filing time from 40 hours per quarter to 4. ## Transform your insurance operations Carriers adopting AI gain a competitive edge by delivering near-instant quotes, processing claims 10× faster and reducing costs by 30–50%. Discover how much time and revenue you can reclaim with Skyvern. Start Building Now SOC2 Type II 2FA & CAPTCHA Handling --- - [Sitemap](https://www.skyvern.com/sitemap.xml) - [llms.txt](https://www.skyvern.com/llms.txt) - [Documentation](https://www.skyvern.com/docs)